A few weeks ago, I mentioned that my car was hit while it was parked, and I was going after the person that hit my car.
The situation is far closer to being resolved now. I have received a check for the amount that it will cost to get the bumper repainted, and now all I have to do is drop off the car at the body shop.
The person who hit my car told me that they would write me a check, and that we don't need to file insurance claims. And I think that it worked out. But in retrospect, I don't think that I would go that route again. I think that I took a huge chance in not going through my insurance company.
If the person who hit me decided to stall and stall and stall, I might have gotten into a situation where it was too late to change my mind and go through my insurance company.
Another issue is that when you get an estimate from a body shop and you aren't using insurance, you can never tell whether they are overbilling you or not. I got a couple of quotes from different body shops, and they were very different.
There are a bunch of scenarios in which I could have gotten screwed. Ugh.
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